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  • info@nbcdebtfree.com
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California Privacy Policy

LAST UPDATED: APRIL 20, 2023

Privacy Policy for California Residents

This PRIVACY POLICY FOR CALIFORNIA RESIDENTS supplements the information in our privacy notice and applies solely to California residents (“California Consumer” or “you”). A business that collects a California consumer’s personal information must inform consumers as to the categories of personal information to be collected and the purposes for which the categories of personal information shall be used. Any terms defined in the California Consumer Privacy Act of 2018 (“CCPA”), Cal. Civ Code § 1798.100 et. seq., have the same meaning when used in this notice.

Under CCPA, California residents have the right to know about information collected disclosed or sold, the right to opt out of the sale of certain information, and a limited right to have businesses delete information a business has collected about the consumer. These rights extend only to California residents and information covered by CCPA. Because CCPA does not cover all consumer data in all situations, only certain consumer data subject to these rights.

Other laws may govern data we gather about you or you provide to us including, but not limited to:

  • Information to or from a consumer reporting agency if that information is to be reported in, or used to generate, a consumer report as defined by subdivision (d) of Section 1681a of Title 15 of the United States Code, and use of that information is limited by the federal Fair Credit Reporting Act (15 U.S.C. Sec. 1681 et seq.)
  • Information collected, processed, sold, or disclosed pursuant to the federal Gramm–Leach–Bliley Act (Public Law 106–102), and implementing regulations, or the California Financial Information Privacy Act (Division 1.4 (commencing with Section 4050) of the Financial Code). PLEASE NOTE: Any personal data collected in relation to a mortgage loan is exempt from the consumer rights to know, delete and opt-out created under CCPA because this information is governed by the Gramm-Leach-Bliley Act, the Fair Credit Reporting Act, the California Financial Information Privacy Act or other state and federal laws which exempt this data from CCPA.

Information We Collect

National Business Consolidation (“Company” or “we”) collects information that identifies, relates to, describes, references, is capable of being associated with, or could reasonably be linked, directly or indirectly, with a particular consumer or device (“Personal Information”). As described above, not all of the Personal Information collected below is subject to CCPA. All Personal Information collected pursuant to this notice that is subject to CCPA is collected for a Business Purpose and may be shared with service providers if necessary to perform a Business Purpose. We may have collected the following categories of personal information from consumers within the last 12 months:

Rights Under CCPA

Right to Know About Personal Information Collected, Disclosed, or Sold. California consumers have the right to request that a business disclose what personal information it collects, uses, discloses, and sells.

Right to Request Deletion of Personal Information. Under CCPA, you may have the right to request the deletion of your personal information collected or maintained by the Company.

Right to Opt-Out of the Sale of Personal Information. Under CCPA, you may have the right to opt-out of the sale of their personal information by a business. Note that as defined in CCPA, the Company does not, and will not, sell your personal information.

Right to Non-Discrimination for the Exercise of a Consumer’s Privacy Rights. Under CCPA, you have the right not to receive discriminatory treatment by the Company for the exercise of the privacy rights conferred by the CCPA.

Instructions for Submitting a Verifiable Consumer Request to Know, Delete, or Opt-Out

For a request to be acknowledged, you must either fill out our web form or call our toll-free number at (800) 254-1044. After submitting a request, we will verify your identity by matching the identifying information provided by you to the personal information already maintained by us, or, in cases where your request requires a higher degree of certainty, we may use a third-party identity verification service or ask for a photo ID or for more information. Any information you provide us that is not already in our system will be deleted after your request has been fulfilled.

Authorized Agents

You may use an authorized agent to submit a request to know or a request to delete. If you use an authorized agent to submit a request to know or a request to delete, you must provide the Company with written permission from you giving the authorized agent permission to submit the request on your behalf, and you may be required to verify the authorized agent’s identity with the Company. The Company may deny a request from an agent that does not submit proof that they have been authorized by the consumer to act on their behalf.

Additional Information

For more information about our general privacy policy, please visit
debtreliefdev.wpenginepowered.com/privacy-policy/
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About Us
Contact Us
  • Call: (888) NBC-2268
  • info@nbcdebtfree.com
  • 2965 Bel Air Dr
    Las Vegas NV 89109

National Business Consolidation is a marketing entity focused on aiding individuals overwhelmed by consumer debt, aimed at efficiently reducing their liabilities and obligations. It’s essential to understand that National Business Consolidation does not directly manage or service your debt. Please be aware that all interactions, including calls, may be recorded or monitored for quality and training purposes. Our website features links to other entities offering financial and debt settlement services. Any engagements with these companies are strictly between you and the respective company. While we share these links for your convenience, we do not endorse or guarantee the services or products of these companies. National Business Consolidation does not provide debt settlement or financial services directly. In line with FTC guidelines, we disclose that we may have financial relationships with some companies mentioned on our site. These relationships might include receiving financial compensation, services, or complimentary products, without any required action from our website visitors. Should you purchase a product or service recommended by our website, we may receive compensation.

Success in debt relief programs is not guaranteed for all consumers due to factors like their ability to save sufficient funds. Engaging in debt resolution services can impact your credit negatively and might lead to legal actions from creditors or collectors for unpaid balances. Consumers who do not comply with the terms of their debt management plan (DMP) in debt consolidation programs may lose the benefits of debt relief and revert to their original creditor agreements. It’s crucial to thoroughly review all program materials before enrollment. For full program details, consult with a debt relief specialist.

We offer a complimentary debt relief analysis and savings estimate that won’t affect your credit or obligate you to enroll in or purchase any services or products.

By providing your telephone number (landline or mobile) and clicking save, continue, or submit, you consent to our contacting you about this application. As a customer, your number usage will be subject to our Cellular Phone Contact Policy outlined below.

CELLULAR PHONE CONTACT POLICY
By giving us your number for a cellular phone or other wireless device, including numbers later converted to a cellular one, you consent to receive communications from us, our affiliates, and agents at this number. These communications may include prerecorded or artificial voice messages, text messages, and calls via an automatic telephone dialing system. This consent is valid for each number you provide us, now and in the future, and permits such calls for non-marketing purposes. Be aware that these calls and messages might incur charges from your cellular provider.

Please note that all company interactions, including calls, may be recorded or monitored for quality assurance and training purposes. Claims are based on enrolled debts, and not all debts qualify for enrollment. Not all clients complete our program for various reasons, including their ability to save adequate funds. Our estimates are based on professional experience and past results, which vary by individual circumstances. We don’t guarantee specific debt resolution amounts, percentages, or time frames. We don’t assume your debts, make monthly payments to creditors, or offer tax, bankruptcy, accounting, legal advice, or credit repair services. Availability and fees of our service vary by state. Consult a tax professional regarding potential tax consequences of less-than-full balance debt resolution. Read and understand all program materials prior to enrollment. Using debt settlement services can adversely affect your creditworthiness, subject you to collections or lawsuits, and increase your enrolled accounts’ balances due to fees and interest accrual. However, the settlements we negotiate on your behalf resolve the entire account, including all accrued fees and interest.

National Business Consolidation is committed to non-discrimination and ensures that all members adhere to this policy, not discriminating on the basis of race, color, religion, sex, marital status, national origin, or ancestry.

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